标 题：国际追账案例十四

恒生银行香港分行来证，提单和保险单据都作成同样内容的记名背书“FULL SET OF AT LEAST THREE SIGNEDCOPIES OF CLEAN ON BOARD OCEAN BILL OF LADING SHOW BENEFICIARY AS SHIPPER，MADE OUT TO ORDER OF SHIPPER， AND ENDORSED TO THE ORDEROF HANGSENG BANK LTD HONGKONG...”. INSURANCE POLICIES OR CERTIFICATES INNEGOTIABLE FORM. IN DUPLICATE AND ENDORSED TO THE ORDER OF HANGSENG BANK LTD， HONGKONG...”.

又如新加坡达利银行来证，提单做成记名背书保险单据作成空白背书，“FULL SET OF CLEAN SHIPPED ON BOARD OCEAN BILLS OF LADING MADE OUT TOORDER AND ENDORSED TO THE ORDER OF TAT LEE BANK LIMITED SINGAPORE MARKED”，“FREIGHT PREPAID AND NOTIFY ACCOUNT”，“INSURANCEPOLICIES /CERTIFICATES ENDORSED IN BLANK FOR 110% OF THE INVOICE VALUE...”

同样如果提单作成空白背书，保险单据也应该作成空白背书。在FOB合CFR价格条件成交下，由买方投保。如买方需要转让提单，保险单据也要转让，两者的转让范围如上所说必须保持一致。在被保货物出险后，保单持有人凭借保单向保险公司索赔并取得合理的补偿。